Macon Consumer Chapter 7 Bankruptcy Attorney
Many people believe that by filing Chapter 7 bankruptcy, they will lose everything they own. At the law office of Wayne Gilleland, Attorney at Law, we want you to know that this is simply untrue. Let us help you understand the benefits of Chapter 7 bankruptcy and learn about how you can eliminate your overwhelming debt through the Bankruptcy Code.
Helping You Find a Fresh Start Through Chapter 7 Bankruptcy
Chapter 7 bankruptcy is a type of bankruptcy that lets individuals get rid of their dischargeable debt. This may include unpaid credit card bills, medical costs, mortgage or car loans, some tax debt, etc. Because Chapter 7 is also known as liquidation bankruptcy, people often think that by filing, they will have to liquidate all of their assets. While liquidating assets to pay debt may be a part of the process, the majority of individuals who file for Chapter 7 bankruptcy don’t lose anything.
With nearly 40 years of experience helping clients successfully navigate the legal process, Macon consumer Chapter 7 bankruptcy lawyer Wayne Gilleland will help you recognize if Chapter 7 bankruptcy is right for you. During a friendly consultation, our lawyer will review your financial circumstances, address your questions and concerns, and discuss the benefits of Chapter 7 bankruptcy.
For instance, as soon as you file for Chapter 7 bankruptcy, an “automatic stay” will go into effect that will:
- Stop creditor harassment
- Stop foreclosure
- Stop repossession
- Stop garnishments
- Stop liens
- Stop levies
- Stop creditor lawsuits
In addition to explaining how the automatic stay works, we will help you understand what type of debt that you own can be discharged through Chapter 7 bankruptcy, as well as what property you own is considered exempt from bankruptcy such as your vehicle, clothes, furnishings, jewelry, etc.
Our goal at Wayne Gilleland, Attorney at Law, is to help you find the most effective and efficient debt relief option for your financial situation. If you do not qualify for Chapter 7 bankruptcy, we can also assist you with Chapter 13 bankruptcy.
Contact Our Warner Robins Credit Card Debt Relief Lawyer Today
We invite you to contact the law office of Wayne Gilleland, Attorney at Law, at 478-207-6901 for reliable legal help when you are considering filing for Chapter 7 bankruptcy. We offer free initial consultations. Our law office hours are Monday through Friday from 9:30 a.m. to 5:30 p.m. and evenings by special appointment. We represent clients in Macon and throughout Middle Georgia.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.